Freelance payment terms decide when the client is expected to pay. Good terms reduce awkward follow-ups because the due date, late policy, and payment instructions are visible before the invoice is sent.
Due on receipt#
Due on receipt means the client should pay as soon as they receive the invoice. It works best for small jobs, repeat clients, or work where payment is expected immediately after delivery.
Net 7 or Net 15#
Net 7 and Net 15 give the client a short review window while keeping cash flow moving. These are strong default terms for freelance design, writing, consulting, development, and local service work.
Net 30#
Net 30 is common with larger companies, but it can be slow for solo freelancers. Use it when the client requires it, the project margin supports the wait, or you have a reliable payment history with that client.
Deposits and milestones#
For new clients or larger projects, ask for a deposit before work begins. For longer projects, use milestone invoices so payment follows progress instead of waiting until the end.
Late fee language#
If you charge late fees, write them plainly and confirm they are allowed in your agreement and location. A simple invoice note is not a substitute for an agreed policy.
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